Mobile home insurance (MHO) to protect you and your family’s financial future, with coverage options golf carts, earthquake and flood coverage.

Download: MHO digital brochure
Download: MHO program guidelines
  • All occupancies – primary, seasonal, vacant, tenant or vacation rental
  • Dwelling values from $5,000 to $200,000
  • Replacement cost coverage for Dwelling and Personal Property available for most homes
  • $25,000 of Personal Liability coverage included, with limits to $300,000 available
  • Deductible option of $500 or $1,000
  • Many optional coverages available, such as golf cart, inservent/outservent, earthquake and flood coverage
  • Numerous discounts available, including auto policy and loyalty credits

Individual product coverage, limitations and exclusions may vary by state.  Not all products available in all states.

  • Real-time data integration throughout the quote provides wildfire hazard and loss experience assessments.
  • Point-of-sale underwriting alerts advise of additional items that may be needed at time of policy issuance, reducing stress and underwriting surprises after your policy is issued.
A neighborhood of mobile homes at sunset.

Mobile Home Insurance

Aegis General provides industry standard mobile home insurance (MHO) coverage with additional options including golf cart, inservent/outservent, earthquake and flood coverage.  Manufactured homes are eligible for coverage as well.

But more than that, at Aegis we integrate cutting-edge tools and technology to provide wildfire hazard and loss experience assessments right at the point-of-sale. It’s a heavy investment, but one we feel is worth saving you time and adding confidence by providing the best information available at your fingertips, virtually eliminating post-bind underwriting surprises.

And of course, we have all the various coverage options, deductibles and discounts you would expect from a top-tier property market.  It’s all part of our Affordable Insurance for Affordable Housing initiative, available in several states across the country.  For more information about products available outside of California, visit our national product map here.