Homeowners Insurance
Aegis General provides top-tier homeowners insurance — HO3 & HO5 policy forms for primary residences with dwelling limits up to $800,000 at policy inception. Our automatic Inflation Guard protection keeps the dwelling coverage current and provides dwelling limits up to $875,000 on subsequent renewals. In addition, Extended Replacement Cost coverage provides an added level of protection, up to 25% of the dwelling value.
But more than that, at Aegis we integrate cutting-edge tools and technology to provide real-time guidance on estimated replacement costs, updated roof data, wildfire exposure and loss history right at the point-of-sale. It’s a heavy investment, but one we feel is worth your time and confidence by providing the best information available at your fingertips and significantly reducing post-bind underwriting surprises.
And of course, we have all the various coverage options, deductibles and discounts you would expect from a top-tier property market.