Fire insurance (DP3 & DP1) policies for seasonal (secondary), tenant, vacation rental and vacant occupancies.

Download: Fire insurance brochure
Download: Fire insurance guidelines
  • Limited replacement cost (DP3) and actual cash value (DP1) policies available
  • All occupancies supported
  • Dwelling values up to $800,000 (DP3) or $750,000 (DP1)
  • Dwelling built in 1900 or newer
  • Personal liability coverage available with personal injury option
  • Dwellings can be titled in the name of a corporation, LLC or business
  • Stand-Alone DIC policies available in areas of higher wildfire exposure
  • Green Coverage & bundled coverage packages available
  • Numerous discounts available, including auto insurance, multi-policy and loyalty credits

Individual product coverage, limitations and exclusions may vary by state.  Not all products available in all states.

  • Aegis General’s integrated dwelling valuation tool for single-family homes helps clients get just the right amount of coverage for their homes, including those with actual cash value coverage.  A full dwelling valuation report is provided at binding.
  • Real-time data integration throughout the quote process provides accurate wildfire hazard, roof exposure and loss experience assessments.
  • Point-of-sale underwriting alerts advise of additional items that may be needed at the time of policy issuance, reducing stress and eliminating post-bind underwriting surprises.
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Fire Insurance

Fire insurance for seasonal (secondary), tenant, vacation rental and vacant homes is available through Aegis General’s dwelling fire program with both DP3 (limited replacement cost) and DP1 (ACV) policies available. In addition, personal liability can be added by endorsement, making the Aegis dwelling fire policy into a true multi-peril policy form.

But more than that, at Aegis we integrate cutting-edge tools and technology to provide real-time guidance on estimated replacement costs, updated roof data, wildfire exposure and loss history right at the point-of-sale. It’s a heavy investment, but one we feel is worth your time and confidence by providing the best information available at your fingertips and significantly reducing post-bind underwriting surprises.

And of course, we have all the various coverage options, deductibles and discounts you would expect from a top-tier property market.

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