Property insurance made easy.

Aegis General: the property insurance specialists

All carriers operate on an admitted basis
Specializing in residential property insurance since 1977
Over $32 billion insured nationally through Aegis General

We have deep roots in residential property insurance. Aegis General Insurance Agency has been operating since 1977, specializing in all kinds of residential property insurance across the United States. Our team has decades of experience in every aspect of property insurance from initial product development and programming to sales, marketing, underwriting, claims and, most importantly, supporting independent insurance agents and brokers nationally.

At every interaction, we embody our slogan: “Property insurance made easy” by providing a stable, consistent, easy-to-use and predictable experience. When you call our customer service line, an underwriter answers the phone. If you or your staff need a little help, we have field representatives that can come to your office to assist you. If the unfortunate happens and one of your clients has a loss, we have a fully staffed claims team with over 40 years of property insurance experience available to help.

Homeowners Primary homes with an HO-5 endorsement to provide open perils coverage for contents	Dwelling Fire Secondary/seasonal, rental, vacation rental and vacant homes	Difference in Conditions Difference in Conditions (DIC) for wildfire exposed risks	Renters Contents and liability coverage for renters
Unit Owners Condominiums and townhomes	Manufactured Home Industry standard MHO coverage with additional options including golf cart, inservent/outservent, earthquake and flood coverage.	Motorcycle Specialized coverage for motorcycles	Earthquake Many deductible options and can be written on a stand-alone basis or packaged with an Aegis property policy

Behind the Shield: Aegis Claims Team

We all hope to purchase insurance protection and then never need to deal with suffering a loss. However, should the unfortunate happen, you and your clients can rest assured that the team at Aegis General has you covered.

The Aegis claims team has decades of experience specializing in P&C insurance claims nationally. This includes a unique Catastrophe Team that combines on-site resources with scalable field and back-end office support when large catastrophic events happen. The team has consistently met the challenges presented by hurricanes, severe storms and massive wildfires, with on-site adjusters able to issue initial checks directly to policyholders. Regardless of the cause of loss, the Aegis claims team is there to make the experience of filing a claim as streamlined and simple as possible.

In 2019, we formed K2 Claims Services, allowing the team to support all Aegis General carrier partners. The expanded claims operation allows K2 Claims to handle claims nationally for all Aegis product lines, including property, auto, personal liability, GL and workers comp. This is all lead by a claims team with decades of insurance claims experience. In fact our Chief Claims Officer, with over 35 years of claims experience, is also active on industry and regulatory insurance claims advisory boards.

Today our claims team has a full-time complement of employees that operate out of regional offices spread across 13 states, supported by field adjusters and a network of over 5,000 contracted adjusters. That means if one of your clients suffers a loss, we have team members nearby that are ready to help.

So regardless of which carrier partner you place business with, your clients will always receive the great claims service and support that you have become accustomed to.