HO-4 contents coverage for both new tenants and more established clients.

Renters Insurance Highlights

  • Industry standard HO-4 policy form
  • Personal Property limits from $5,000 to $250,000
  • Replacement Cost coverage available
  • Deductibles from $500 to $10,000
  • Scheduled Personal Property available
  • $50,000 Personal Liability coverage included, with limits up to $500,000 available
  • Numerous discounts, including customer loyalty and auto insurance credits

Individual product coverage, limitations and exclusions may vary by state.  Not all products available in all states.

Product Innovation

  • Real-time data integration throughout the quote process provides accurate loss experience assessments before binding.
  • Point-of-sale underwriting alerts advise of additional items that may be needed at the time of policy issuance, reducing stress and eliminating post-bind underwriting surprises.

Aegis General provides industry standard HO4 coverage with a few twists such as customer loyalty credits, companion auto discounts and the ability to schedule personal property. From basic to more comprehensive, you can find just the right coverage for your renting clients.

But more than that, at Aegis we integrate cutting-edge tools and technology to make the quote and bind process as easy as possible, with real-time online endorsements available after binding. It’s a heavy investment, but one we feel is worth your time and confidence by providing the best information available at your fingertips and significantly reducing post-bind underwriting surprises.

And of course, we have all the various coverage options, deductibles and discounts you would expect from a top-tier property market.

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